Profile
I am an experienced, motivated, stress-resistant person, able to achieve desired goals, looking for new opportunities in work. I think that everything is possible and continue proving it with my career. I made my way from specialist to manager (Chief of the Risk-Management Department) of the medium-sized bank. This position has given me range of skills like ability to analyze, manage (team of more than 18 people), work in team, find solutions in difficult situations, project management (integration of new IT system in a bank, etc.). It allowed me to gain an experience working in a professional, challenging and fast-paced work environment in an unstable economic situation. Another part of my experience is consulting, including economic research and analysis of different companies (mainly clients of the bank), developing and application of business plans, ways of optimization and automation, providing advice to organizations on economic policy issues. My employers and partners have commended me for my purposefulness, ability to find solution in difficult and nonstandard situation, open-mindedness, analyzing and modelling skills (including all math and Excel part), ability to clearly express and present my opinion, deep knowledge of CIS banking. I’m looking for an opportunity to find and learn something new, to develop and extend my skills, to move forward in my career. I seek for a constant development and believe that there is always a way for an improvement. Artem Kovalev
Education & Qualifications
Finance University under the Government of the Russian Federation
Master’s degree, Economics, 2012 – 2014
Finance University under the Government of the Russian Federation
Bachelor, Economics, 2008 – 2012
Activities & Societies
Chief of the IFF Student Council (2008-2010); Chief of the IFF Student External Relations (2009-2011)
Experience
CEO at Business Invitee
May 2011 – Present (4 years 10 months)
Performing economic research and analysis of different companies (building, pharmaceutical, medical, canned goods production, landowners, transport companies), developing and application of business plans, ways of optimization and automatization, providing advice to organisations on economic policy issues.
Chief of the Risk-Management Department at Commercial Bank EUROCOMMERCE
July 2013 – February 2016 (2 years 8 months)
Control of the Risk-management department (more than 15 persons), creation and implementation of the mathematical models of the debtor analysis, analysis of the banks (for the interbank loans), analysis of the legal entities, creation and implementation of the documents required for the risk-management, managment of the Risk-management Commitee, loan underwriting, loan evaluation, reporting to Loan Commitee. Operational risk-management, database and models evaluation. Liquidity evaluation&recomendations. Vintage analysis of the loan portfolio. Automatization of processes using VBA.
Risk Manager at Commercial Bank EUROCOMMERCE
May 2012 – July 2013 (1 year 3 months)
Specialist of the Risk Department at Commercial Bank EUROCOMMERCE
September 2011 – May 2012 (9 months)
Specialist of the Department of the Stock and Currency transactions at Commercial Bank
EUROCOMMERCE
December 2010 – August 2011 (9 months)
Specialist in Corporate Projects department at Alfa-Bank
July 2010 – August 2010 (2 months)
Preparing presentations, interviewing chief executieves, time management.
Skills & Expertise
English
Economics
Financial Analysis
Analysis
Risk Management
Microsoft Word
Excel
PowerPoint
Word
Psychology
Control
Strategic Leadership
Oracle Crystal Ball
STATISTICA
Offshoring
Banking
Retail Banking
Consulting
Negotiation
Management
Finance
Financial Risk
Financial Modeling
Portfolio Management
Interests
Finance, Economics, Sport, Poetry & Writing, IT.
Certifications
Risk-management in banking sphere
Association of Russian Banks License 3165 October 2013
Practical aspects of credit risk-mangement
Association of Russian banks License 1707 January 2014
Languages
English (Native or bilingual proficiency)
German (Elementary proficiency)
Russian (Native or bilingual proficiency)
Publications
Credit risk management in a Russian banking system
LAP Lambert Academic Publishing August 29, 2014
Authors: Artem Kovalev
ISBN 9783659585166
Projects
Implementation of the CFT banking system in OJSC CB “EUROCOMMERCE”
August 2012 to Present
Members:Artem Kovalev, Maxim Svarovsky
Volunteer Experience
Donor at Day of Donor
February 2008 – May 2014 (6 years 4 months)
Giving a rare blood group for children
