EDUCATION
University of Sussex, Falmer, Brighton, UK
Masters of Arts in Development Economics. October 2006 – May 2008
Loyola college, University of Madras,
Chennai, Tamil Nadu, India
Bachelor of Arts in Economics. April 2003 – June 2006
WORK EXPERIENCE
ASSISTANT MANAGER November 2010 – November 2013
STATE BANK OF TRAVANCORE, INDIA
Responsibilities:
• Retail bank account maintenance and customer service; including clarifying queries and discussing banking products and services with customers.
• Effecting process specific transactions, such as deposits and withdrawals, E-transfers, Demand Drafts.
• Maintain and update financial records and process banking transaction documents, such as deposit slips and checks.
• Supervise the preparation of documents and processing for loan applications.
• Manage overall administration of the branch.
• Process SWIFT and international trade transactions.
• Maintenance of Corporate Accounts
• Management and recovery of Non Performing Assets.
Research Assistant
University of Sussex, Falmer, Brighton, UK
Responsibilities:
Published Dissertation: “THE DETERMINANTS OF MIGRANT REMITTANCES,
During this Dissertation,
• Researched and analyzed the factors influencing a migrant’s decision to remit, using the World Bank Living Standards Measurement Study (LSMS) data sets on two states in India, Bihar and Uttar Pradesh.
• According to the literature there are two main motives for remittances, one being Altruism and the other being Transfer.
• It was found that ‘Altruistic’ motives dominated over ‘Transfer’ motives; in general.
Intern (Finance Department) December 2005 – January 2006
Export-Import Bank of India, Mumbai, India
Responsibilities:
• Researched and studied past performance of capital market shares of various companies.
• Analysing portfolios and to summarize them for the Bank’s investment decisions.
• Identified Key parameters of Corporate and collate them from various Financial sources
• Analysed various parameters pertaining to Balance sheet, earnings per share, Dividends etc, and summarise and suggest a portfolio of stocks which the bank can invest
COURSEWORK:
Undergraduate: Micro Economics, Macro Economics, Quantitative Tools for Economics, Mathematics for Economists, Econometrics, Portfolio Management and Financial Management.
Postgraduate: Micro Economics (Economics Analysis I), Macro Economics (Economic Analysis II), Development Economics I and II, Quantitative Methods I and II.
TECHNICAL SKILL SET
• Statistical Software for Professionals (STATA)
• Statistical Package for Social Sciences (SPSS)
• MS WORD, MS EXCEL and MS POWERPOINT
• Bancslink – Retail Banking Software
• Operating Systems: WINDOWS and MAC
ACHIEVEMENTS
• Recipient of the Presidents Award as a member of the Bharat Scouts and Guides.
• Elected as Class Representative for the year 2005-2006.
• Member Organising Committee (2005-06), National Symposium, Dept of Economics, Loyola College, Chennai
• Attended Parliamentary Standing Committee proceedings on Ministry of micro, small and medium enterprises, Government of India.
• Selected to be part of a team, by Staff Training Centre, State Bank of Travancore, Ernakulam, to provide pre-examination training/coaching for Banking Services Examination, for the benefit of weaker sections of the society.
