As a seasoned banker with a passion for sustainable finance, I bring a unique blend of strategic acumen and analytical prowess to the table. In my 14 years of banking journey I have honed my skills in risk management, portfolio diversification, and regulatory compliance. My love for chess mirrors my tactical approach to financial strategy, envisioning to stay ahead. Nature trekking has instilled in me, a sense of wonder and respect for our planet, fueling my drive for green banking initiatives. These interests not only enrich my life but also inform my leadership style, making me an ideal aspiring candidate for senior management roles. They serve as both a counterbalance to my professional life and as a source of skills and insights that enrich it.
MBA- Strathclyde Business School, 2023
Skills - Corporate Governance, Financial Analysis, Sustainable Leadership, Business Intelligence
B.Sc- Bhopal University, India
Skills- Mathematics, Statistics, Physics and Chemistry
Skills acquired-
Soft skills- Leadership, Negotiation, Critical analysis and Team management
Hard skills-Credit analysis, Balance sheet management, Treasury sales, Hedging and derivative instrument, Trade finance solutions
Certificates-
Certificate in Climate risk
Lean Six sigma
Certified Treasury Professional
Certified Associate of Indian Institute of banking (CAIIB)
Diploma in International Trade Finance
State bank of India- 2008-2022
--Chief Manager Credit and Advances- This is a supervisory role equivalent to Vice President in Private banks. In this role I facilitated team work among 40 branches focusing on sustainable and environment friendly financing solutions. I developed risk management frameworks, and conducted in-depth credit risk analysis, ensuring portfolio quality and regulatory compliance. Combated Financial crime, investigated fraud and strengthened regulatory compliance. Led RCSA exercise and contributed to strengthening Non-financial risk oversight.
--Chief Manager (Branch Operations)- This is a supervisory role equivalent to Vice President in Private banks. In this role I led a multifaceted team to achieve business target of £360 million against budgeted target of £280 million. My strategic business plan focused on SMEs and Micro finance institutions based on the Grameen Bank Model. Combated financial crime, investigated fraud and strengthened risk management.
--Manager, Trade and Foreign exchange operations- This is a supervisory role equivalent to Team leader in Private banks. In this role I oversaw Trade Finance operations on the region, with a team of 28 trade finance executives, facilitating Export finance, LC/BG opening, Bill discounting and negotiation. Strengthened risk management, regulaotry compliance with international regulations like US FATCA, US PATRIOT ACT, FATF list, UN Sanction list, EMIR guidelines by EBA.
--Branch Manager- Drove strategic expansion of asset portfolio, reduced credit and counterparty risk through netting and collateral, renegotiated contracts, brought down NPL by 87%. Strengthened Business continuity and disaster recovery plans.
-- Corporate Relationship Manager, Treasury Markets- Managed £25 billion portfolio comprised of OIl companies, Telecom and chemical sector, with growth output of 24%. Conducted VaR testing, stress testing and deal structuring with a mix of both fixed-income securities and derivative products. Led strengthening and implementation of AML/KYC pan bank for both domestic and international markets for the bank. Developed E2E playbook for customer onboarding in the Global Markets.
Life Insurance Corporation of India- 2007-2008
Development officer- Business development and sales. Recruited sales agents for driving life insurance policies. Achieved growth of 22% with innovative mix of term, endowment policies and market linked polciies.
As a chess enthusiast I relish the tactical maneuvers that the game demands, skills that I seamlessly blend into my strategic decision-making process. My love for nature trekking not only fuels my sense of wanderlust, but also instills in me a deep respect for sustainability, a principle I champion in my banking career. These hobbies have honed my analytical and problem solving abilities, making me well suited for senior management roles where strategic thinking and sustainable foresight are paramount.
